Introduction Your credit report is one of the most important financial documents you have. Inside your credit report you can find a variety of information including loan accounts, credit cards, mortgages, late payments, account balances and public financial records. Because…
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Millions of Americans struggle to quit smoking. Users get addicted to the nicotine in cigarettes, which can create a sense of calm. Secondhand smoke can affect people who don’t use cigarettes, and for this reason—as well as the concern for…
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The U.S Department of Energy estimates that 15 percent of a home’s electricity cost is attributable to artificial lighting; however, by converting to energy-efficient light bulbs, you can save an estimated 50 to 75 percent on the cost of lighting…
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According to the United States Census Bureau, America is home to more than 11 million single parents. For those guys out there looking for love, skipping over a woman with children may be causing you to miss out on the…
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If you’re looking for ways to go green in your home, you won’t have to look far. From cleaning to shopping to recycling, opportunities to conserve energy and protect the environment are all around your home. If each household makes…
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Overview Approximately 5 percent of all children in public schools have a learning disability, according to the National Center for Learning Disabilities. These are children with normal intelligence, but who have differences in the structure or function of their brains…
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Critical thinking is something that is important for children as they learn and grow. According to Brainy Child, why, where, what and how questions stimulate a child’s thought processes and gets them thinking about solutions and answers to problems they…
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Going green is a popular catchphrase these days, but what does it mean, and how do you do it? Put simply, going green means making more environmentally friendly decisions. When you go green, you take actions that will lessen your…
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Overview A deductible is the amount you pay before your health insurance begins providing coverage for medical expenses. Deductible amounts can vary for different services, such as in-patient hospital stays, prescription drugs, medical procedures and doctor’s visits. Deductibles are just…
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Overview Approximately 300 children under the age of 5 drown each year in swimming pools, according to the U.S. Consumer Product Safety Commission. Simple precautions increase the safety of your home pool for your children and guests who may use…
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Overview Energy-efficient compact fluorescent lightbulbs, or CFLs, are touted as an environmentally friendly alternative to incandescent bulbs. They were first introduced in the 1980s but did not gain in popularity until the green movement in the 2000s. If every household…
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1. First Try a Benzoyl Peroxide Acne Treatment The best approach for the treatment of whiteheads is benzoyl peroxide, which destroys and inhibits growth of acne bacteria (P.acnes). In addition, it reduces the clogging of pores, which will prevent future…
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Safeguarding the planet by going green means reducing your carbon footprint. The Environmental Protection Agency defines a carbon footprint as the total amount of greenhouse gases emitted into the atmosphere. Simple changes can help reduce your carbon footprint.. Recycle, Reuse,…
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The United States Environmental Protection Agency–also known as the EPA–estimates that the average American uses 100 gallons of water every day. This demand for water, which tripled during the last half of the 20th century, is expected to lead to…
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Nearly half of all marriages end in divorce, according to Discovery.com. Some of the reasons for marriage breakups could be eliminated if couples learned effective communication skills, learned to adjust expectations and learned to be more sensitive to their spouse’s…
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When you lose a loved one, either through death or estrangement, you will almost surely feel profound loss. Psychiatrist Elisabeth Kubler-Ross described this process in five separate stages: denial, anger, bargaining, depression and acceptance. However, the grieving process varies from…
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1. Be Visual Autistic children respond more quickly to visual cues than to written instructions. When you teach an autistic child how to develop problem-solving skills, you may want to use diagrams, flash cards or other visual medium to show…
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With the huge amount of baby bottles on the market, new parents may be overwhelmed when trying to decide which one to use. The best choice for one baby may be different than the best choice for another baby. Baby…
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Overview As the Western world continues to recognize the need for energy sources that are not derived from fossil fuels, interest in solar energy increases. Homes, businesses and even vehicles can potentially be powered by solar energy, which is harnessed…
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Heading to a bar or nightclub to meet women is a trite and often unsuccessful endeavor. Women who like to dress nicely, go out with a group of female friends and have a few cocktails after a long work week…
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Overview Solar attic fans and electric attic fans are each viable options for cooling your attic depending on your budget and on the cooling needs of your home. Consider the features for each type of attic fan as well as…
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If you are one of the millions of people who want to preserve the earth by recycling, you probably toss your plastic items in the recycling bin along with glass and paper products. Unfortunately, recycling plastics is not as simple…
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Proper communication with your family can make it easier for you to decipher and meet the needs of your children and spouse. Without the right tools for communication, your family can remain disconnected and out-of-sync with each other. Instead of…
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Gone are the days when “dating” strictly meant a man and a woman going out for a dinner and a show. Now a variety of forms of dating exist to accommodate all types of people and dating preferences. Whether you’re…
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Overview Kiawah Island, South Carolina boasts pristine beaches and acres of salt marshes. Its varied habitat sustains diverse wildlife and vegetation, offering naturalists and health-conscious guests an experience that focuses on nature and well-being. The island offers sightings of many…
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The term “picking up girls’ often conjures the image of a seedy, slick guy using flattering lines to get a girl’s phone number. Modern men know that picking up a quality woman isn’t about clever lines and silly phrases; it’s…
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Transportation accounts for approximately one-third of the carbon emissions created in the United States each year, according to the United States Energy Information Administration. According to the National Aeronautics and Space Administration, human activity, including the burning of fossil fuels,…
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The average family in the United States spends $500 annually on water and sewer bills, according to the Environmental Protection Agency or EPA. By reducing the amount of water you use in your home, you can not only save money,…
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The loss of a loved one, whether sudden or from a lingering illness, leads to feelings of grief. Specialists in dealing with grief commonly refer to its five stages: shock, denial, anger, blaming and acceptance. A series of physical, emotional…
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Overview You execute a divorce financial affidavit under oath in front of a notary public. Consequently, you swear on your oath that the information you provide in the affidavit is true and correct to the best of your knowledge and…
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