Lifestyle

Overview If you’ve paid the balance of a delinquent account that has been turned over to collections, you’ve done the right thing by making good on the debt. But if you look at your credit report, it may seem as…
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There are a number of discipline techniques that parents can use, ranging from time-out to serious conversations. Ultimately, discipline is most effective when children learn not to repeat the same mistakes. While various methods may be more effective for some…
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Healthy relationships are built upon trust, love and commitment, and the glue that holds everything together is good communication. Both partners need to be able to express themselves and feel heard in a relationship, and communication helps deepen mutual understanding….
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Overview Debt that is out of control can take over your life and make it difficult to pay your bills and enjoy everyday events. If you are faced with one or more credit cards that have high balances and the…
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There are a slew of items you need to have ready when you bring a baby home from the hospital. Make the preparations during the pregnancy so that everything will be in place when the baby comes home. This way…
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Overview Outdated information should be cleared from your credit report automatically without any effort from you. This doesn’t always happen the way it should. You may get your free yearly credit reports from annualcreditreport.com and find old entries that should…
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Summer is the most active season because with the warm weather brings outdoor activity and sports. The sun and heat can also bring sunburns, heat exhaustion, dehydration and heat cramps. Avoiding these common problems takes only a little preparation and…
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Overview Being a new parent can be scary when bringing home a fragile newborn. Breathing patterns of newborns are new and unfamiliar to parents. Babies breathe much differently from adults. Faster breathing and unusual noises can be frightening. Understanding what…
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Effective communication spills over into many facets of family life. For example, the way you communicate with your children helps teach them how to communicate with others, according to William Sears, M.D., of the Ask Dr. Sears website. Communication skills…
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Witnessing spousal abuse as a child is a traumatic experience that can have grave consequences, in not only the young, but also in the manifestation of brutal repercussions in adulthood. Experiencing the disturbances of abuse in their formative years has…
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According to a study conducted by Dr. Mark Hayward and Dr. Zhenmei Zhang through the University of Texas, women are more susceptible to the physical and psychological effects of divorce than their male counterparts. Their study illustrates that middle-aged divorced…
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Fussiness can put a damper on an otherwise heartwarming bundle of joy. Life can be frustrating and stressful for everyone who lives under the same roof as a persnickety infant. The Mayo Clinic says the typical newborn cries for two…
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1. Create a Traditional IRA The first IRA, Individual Retirement Account, is now referred to as a “Traditional IRA.” Twenty-five percent of the money invested in a traditional IRA is tax deductible for the year the funds are put into…
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Overview New furniture is a big-ticket item that can cost hundreds or thousands of dollars, depending on how much you buy and the brands and styles you select. It is out of reach for many consumers unless they can finance…
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Love handles are the slang term given to the flabby area on the sides of the waist that some people have a lot of difficulty getting rid of. The anatomic word for this part of the stomach is “oblique.” The…
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Overview A divorce can wreak havoc on a family; even the most amicable split means the children’s lives will be in upheaval due to someone moving and a major change in their routines. Often ignored is the effect a divorce…
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Marriage laws in the United States vary from one state to another, but a marriage between a man and a woman that is supported with a valid marriage license is recognized by all 50 states. To get married in America,…
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Group B streptococcal bacteria can cause serious infections in all age groups, although newborns and pregnant women are particularly vulnerable to these bacteria. Meningitis, pneumonia, sepsis (infection of the bloodstream) and serious skin infections are the most common illnesses caused…
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Life insurance contestability–or, as it is more commonly called, “incontestability”– amounts to rules governing when a life insurance company may choose to contest a claim and pay a death benefit. This can happen when the applicant fails to mention something…
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1. Continue Your Normal Oral Health Regimen Wearing braces requires that you augment, not change or abandon, the way you normally clean your teeth. Don’t focus on the apparatus to the exclusion of the teeth or gum line. If you…
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Overview Dating violence occurs when a dating partner performs an act of physical harm or violence upon the other. In some cases, it can be reciprocated back and forth between the two. The Centers for Disease Control and Prevention states…
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If you’re going to use a watch while scuba diving, Scuba Guide suggests looking for one with a minimum water resistance depth rating of 200 feet. The watch should also have a device that lets you track how long you’ve…
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While over 50 percent of Americans classify themselves as Christians, according to the Central Intelligence Agency, it can be hard to find a worthy Christian partner to date. That’s why Internet dating can be a good way to meet Christian…
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Parenting difficult children can be particularly challenging. New York University’s Child Study Center defines difficult children as being slow to adapt to new situations, having irregular eating and sleeping schedules, or becoming easily upset or providing other strong emotional responses….
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If you have a teenager who is college bound, you may be feeling overwhelmed by the process of transitioning a dependent child into a self-sufficient student. While every teen feels that hitting their 18th birthday makes them an adult in…
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Overview Events like the birth or adoption of a child, change in a child’s custody arrangements, or marriage or remarriage of the custodial parent, can create the need to add a child to health insurance. These events may not occur…
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Overview If your toddler has begun to show interest in using the potty, she stays dry for three to four hours at a time and she can understand basic commands, she may be ready to begin potty training, according to…
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1. Look for Insurance Coverage Through Your Job A majority of people are covered through group plans purchased by their employers. Extending your relationship with your current medical insurer is an easy way to obtain dental-health coverage. If you don’t…
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Overview Insurance is a way of life. We insure everything: cars, homes and our health. It is no surprise that with an aging generation of baby boomers that end of life care is an important topic of discussion. Insurance companies…
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1. Determine How Much You Can Spend The first step in buying a home on your budget is determining how much money you can afford to spend on a monthly mortgage. An easy way you can figure your spending ability…
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