Finance

What Causes Debt

By Paul Bright Living a debt-free life is a goal that many people have, especially in tough economic times. But the reality is that almost everyone experiences debt at some point in life, and debt can take years to get…
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What Is IRA CD

An IRA CD is one of several ways to invest your contribution to an IRA for your retirement. Typically, it has a maturity of from two to five years and it pays higher interest than a a savings or money…
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Student Loan Consolidation

Student loans can be a burden on any household. Anyone with several outstanding student loans, with individual payments to each loan provider, should consider consolidating their student loans if they have trouble meeting each payment. Here are a few important…
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Fixed Annuity Rates

Annuities are insurance policy contracts that pay out a certain rate of money annually after it matures and has been fully paid for. Fixed annuities are guaranteed by the insurance company to pay out a minimum interest rate while the…
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Day Trading Stock Options

Day trading stock options is a concept that combines two strategies that are risky even when done alone. Day trading involves never holding a position for more than one trading day. Day traders generally close all positions before the market…
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About California State Income Tax

California State Income Tax is organized through the State Franchise Tax Board, with headquarters in Sacramento. In California, individuals may file as single, married/registered domestic partner filing joint return, married/registered domestic partner filing separate return, head of household, or qualifying…
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Stock Margin Accounts

A margin account is a special brokerage account that allows the account holder to borrow money from the broker for investment purposes, with the equities and other holdings serving as collateral. Creating a margin account usually requires the execution of…
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